Members
Their savings, their loans and their estimated share-out, across all their groups at once.
KOPEan application by Fiti Tech
Closed test
The network where money has a face.
KOPE is the app for savings groups in the informal economy: VSLAs, likelemba and mutual funds. It keeps the group's accounts, remembers each member's history and connects groups with the NGOs and networks that support them.
On the phone, online or offline. Sign-in with a phone number and a PIN code. The app is currently in French.
Preview of the Hakiba screen, fictional data.
For whom
Each their own space, one group.
KOPE serves everyone who keeps a savings group going, from the member to the network that funds the support.
Committees
The meeting recorded in five steps: attendance, savings, fines, loans, repayments. The report is ready at the end.
Supporting NGOs
All their groups in one dashboard, plus support requests from independent groups.
Networks and donors
A consolidated view of a network's groups, in aggregated figures only.
The spaces
Five spaces, at your fingertips.
The bar at the bottom of KOPE takes you anywhere in one tap.
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Hakiba
The money of every VSLA, likelemba, mutual fund, loan and network, with an overall total. Last meeting report, cash box, cycle and member list.
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Projetsprojects
A pocket office for one's business: sales and expenses book, business plan, stock, loans and equipment.
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Sokothe market, in Swahili
Questions, advice, announcements and services between members: start a group, look for a loan, share a success.
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Messages
Write directly to a member met on the Soko or found by name or phone number.
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Mon espacemy space
Profile, group history, settings; for an organisation, its groups and networks.
The groups
Three ways to save together.
KOPE recognises collective savings as they are practised, without forcing them into one mould.
VSLA
The village savings and loan association: savings in shares, loans to members, share-out at the end of the cycle.
Likelemba
The rotating savings group: everyone contributes, and the pot goes to a different member each round.
Mutual fund
A fund fed by regular contributions, to face hard times together.
A group is created in a few taps and opened to members with an invitation code. It can run on its own or ask an NGO for support.
Built for the field
Where the network comes and goes.
Phone and PIN
The phone number is the login. No email address needed.
Offline
The meeting is recorded without network; it is sent automatically when the connection returns.
Several groups
One person finds all their groups under a single account.
Installable
KOPE can be added to the phone's home screen and opens like an app.
Rules of trust
What KOPE shows, and what it keeps.
Talking about money calls for discretion. These rules are built into the app and into the database.
Transparency stops at the group
Within a group, every member sees the accounts as the committee does, without being able to change them. Nothing personal leaves the group.
Networks see totals
An NGO or donor following a network sees aggregated figures, never a member's details.
A question can stay anonymous
A question posted without a name can neither be found through search nor traced back to its author.
Connecting people, not lending
KOPE does not lend money. Loan and borrowing announcements only connect people.
Your projects stay yours
The Projets space is visible only to its owner.
KOPE is in closed testing
Building what comes next with the groups.
The first testers have been using KOPE since summer 2026, and their feedback has already shaped the Hakiba screen. You support savings groups and want to equip them: write to us.